Comprehensive, Fee-based Financial Planning

We’ll work with you to create a plan tailored specifically to your unique situation, touching on all facets of your financial world.  Using the latest software, eMoney360, you’ll have access to your written, comprehensive plan, complete with customized recommendations and in-depth, thorough analysis.  You’ll also have optional access to the eMoney Vault, a platform that links all of your assets and liabilities in real-time, regardless of where they are.

Investment Strategies and Asset Management

Based on your risk tolerance, time horizon, tax situation, we work with our clients to structure customized investment strategies.  Due to our open architecture, we can choose from hundreds of asset managers and utilize thousands of mutual funds, ETFs, Separate Accounts, Unified Managed Accounts, and more.

Insurance and Risk Management

Your financial health is only as good as your protection plan.  We’ll shop the marketplace to find the carrier and product that makes the most sense for you.  We specialize in life insurance, long-term disability insurance (LTD) and long-term care insurance (LTC).

Estate Planning

Through the financial planning process, we utilize our experienced advanced markets team to design estate strategies that accomplish what you want.  Whether it’s a focus on speeding up probate, minimizing estate taxes, charitable inclinations, or generational wealth transfer, tailoring your estate plan is a critical step to take, far before you think it’ll be an issue.

Business Planning

The owners of closely-held businesses face unique challenges at every stage along the way.  We work with our business-owner clients to design and, where appropriate, fund strategies that include: succession planning, executive carve-out plans, key employee retention, buy-sell arrangements, key-person arrangements, and much more.

Retirement Plans / Qualified Plans

As above, we work with our business owner clients to help facilitate their companies’ retirement plans.  They can include 401(k) and other defined-contributions plans, as well as defined benefit and deferred-compensation plans. We work with both start-up plans and established, high-balance retirement plans.

Employee Benefits

In addition to retirement plans, we also offer group benefits plans, including group life insurance, long-term disability and long-term care plans.

Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.